{"id":219,"date":"2016-11-15T09:05:17","date_gmt":"2016-11-15T08:05:17","guid":{"rendered":"https:\/\/lanebank.com\/no\/?p=219"},"modified":"2019-10-07T20:39:03","modified_gmt":"2019-10-07T18:39:03","slug":"instabank","status":"publish","type":"post","link":"https:\/\/lanebank.com\/no\/219-l%C3%A5n-s%C3%B8k.php\/instabank","title":{"rendered":"Instabank"},"content":{"rendered":"<p>L\u00e5n penger uten sikkerhet hos Instabank. Finn et l\u00e5n i Norge som passer for deg fra 5 000 &#8211; 500 000. Instabank er en ny digital bank med l\u00e5n og sparekonto.<\/p>\n<h4>Sparekonto rentesats<\/h4>\n<p>1,93 % opp til 1.000.000,- NOK<br \/>\n1,90 % mellom 1.000.000,- og 2.000.000,- NOK<br \/>\n1,40 % mellom 2.000.000,- og 5.000.000,- NOK<br \/>\n0,40 % over 5.000.000,- NOK<\/p>\n<hr \/>\n<h4>L\u00e5n til kj\u00f8ret\u00f8y og b\u00e5t<\/h4>\n<p>Nominell rente fra 6,99 % til 12,99 %<br \/>\nL\u00e5neeksempel: Effektiv rente 11,45 %, 150 000 kr o\/5 \u00e5r, kostnad: 45 169, totalt: 195 169.<\/p>\n<hr \/>\n<h4>Refinansiering<\/h4>\n<p>Nominell rente fra 7,99 % til 19,99 %<br \/>\nL\u00e5neeksempel: Effektiv rente 13,94%, 100 000 kr, o\/5 \u00e5r, kostnad: 37 221 kr, totalt: 137 221 kr.<\/p>\n<hr \/>\n<h3>Priser forbruksl\u00e5n<\/h3>\n<table class=\"table\" border=\"0\">\n<tbody>\n<tr>\n<td>Nominell rente<\/td>\n<td align=\"right\">fra 7,90 % til 19,99 %<\/td>\n<\/tr>\n<tr>\n<td>Etableringsgebyr<\/td>\n<td align=\"right\">kr 900<\/td>\n<\/tr>\n<tr>\n<td>Termingebyr<\/td>\n<td align=\"right\">kr 40<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Slik fungerer det<\/h3>\n<ul>\n<li>L\u00e5nebel\u00f8p: 5 000 kr \u2013 500 000 kr<\/li>\n<li>Nedbetalingstid: Fleksibel eller 3\u201315 \u00e5r<\/li>\n<li>Nominell rente: 7,90 % \u2013 19,99 %<\/li>\n<li>M\u00e5nedsbel\u00f8p: Fleksibel eller fast bel\u00f8p hver m\u00e5ned<\/li>\n<\/ul>\n<h3>L\u00e5neeksempel<\/h3>\n<p>Effektiv rente 15,29%, 65 000 kr, o\/5 \u00e5r, kostnad: 26 739 kr, totalt: 91 739 kr.<\/p>\n<h3><\/h3>\n<h3>Kriterier for \u00e5 s\u00f8ke om l\u00e5n hos Instabank<\/h3>\n<ul>\n<li>Du har fylt 23 \u00e5r<\/li>\n<li>Du har ingen betalingsanmerkninger<\/li>\n<li>Du har en bruttoinntekt som overstiger 250 000 kroner i \u00e5ret<\/li>\n<li>Din alder + valgt nedbetalingstid overstiger ikke 80 \u00e5r<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e5n penger uten sikkerhet hos Instabank. Finn et l\u00e5n i Norge som passer for deg fra 5 000 &#8211; 500 000. Instabank er en ny digital bank med l\u00e5n og sparekonto. Sparekonto rentesats 1,93 % opp til 1.000.000,- NOK 1,90 % mellom 1.000.000,- og 2.000.000,- NOK 1,40 % mellom 2.000.000,- og 5.000.000,- NOK 0,40 % [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":220,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,1,2,3],"tags":[4,5,7,9,11,18,22,24,26,36],"class_list":["post-219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-forbrukslan","category-norskebanker","category-personlan","category-smalan","tag-lane-5000-kroner","tag-lane-10000-kroner","tag-lane-20000-kroner","tag-lane-30000-kroner","tag-lane-50000-kroner","tag-lane-100000-kroner","tag-lane-200000-kroner","tag-lane-300000-kroner","tag-lane-400000-kroner","tag-lane-500000-kroner","has_thumb"],"_links":{"self":[{"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/posts\/219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/comments?post=219"}],"version-history":[{"count":3,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/posts\/219\/revisions"}],"predecessor-version":[{"id":390,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/posts\/219\/revisions\/390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/media\/220"}],"wp:attachment":[{"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/media?parent=219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/categories?post=219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lanebank.com\/no\/wp-json\/wp\/v2\/tags?post=219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}