Lend money In Sweden, Denmark or Norway
During our lives, we all end up in situations where our own money and personal savings just is not enough. One of the bank's main tasks is administering loans to people in need of financial resources. Find out what the requirements are and borrow money from leading Nordic top lenders. Lanebank makes it simple to compare and apply for a personal Scandinavian loan online.
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Do you currently live in one of the Nordic countries? Are you a Swedish, Danish or Norwegian citizen? Then you most likely are eligible to lend money from a bank in Sweden, Denmark or Norway. Please select a country below and find suitable loan offers.
Lendning Money - How does it work?
The money ledning processes works in a similar way all over the world. You ask for a loan and the bank says yes or no based on your credit score. However some small things might be different up here in the north, so lets slow down a bit and look at each step you must take to lend money.
Setting up a loan application
Once you found a suitable loan, you have to fill in an loan application. Usually this takes about approximately 5-7 minutes. Given that you meet all trequirements, most lenders will then give you a preliminary loan approval online. A final approval will then be sent in 24-48 hours. Usually the borrowed money will be deposited into your account within a day or two. If you are in need of a fast money loan make sure to sign and validate your loan application with a "BankID" to ensure instant banking. BankID is a digital ID in Sweden and Norway, that can be downloaded to your local computer and is issued by your bank.
About Payments and what will happen if you fail to pay
Now you have gotten your money and are in a loan agreement with a lender. Every month, for the duration of this agreement, you will pay part of the loan with interest. Make sure to place your payments on time. Failure to do so will result in extra fees. Your actions will also render a "betalningsanmärkning" (in swedish) or a "betalingsanmerkning" (in norwegian) which lower your personal credit score for 3-5 years. If you continuously fail to make your payments on time, your debt will be sent to a debt collector and your debt will now increase very fast.